Craig Baston | Nov 12 2025 16:00
Prepare Your Home for Winter: Essential Tips for Comfort

As Winter Approaches, Keep Your Home Safe and Warm

The crisp air and falling leaves signal a time of change. Winter is on the horizon, and with it comes the need to ensure your home is both cozy and secure. A few proactive steps today can help you avoid stress and save on costly insurance claims as the temperatures drop.

Sealing Gaps Around Windows and Doors

One of the simplest yet most effective preparations you can make is sealing gaps around windows and doors. By doing so, you can retain more heat within your home, keeping energy bills in check and making your living spaces more comfortable.

Update Smart Thermostat Settings

If you haven't already, consider updating the settings on your smart thermostat. New models can automatically adjust to reduce energy waste, and keeping it set between 68°F and 70°F while at home strikes a perfect balance between warmth and efficiency.

Boost Indoor Air Quality

A healthy home is a happy home. Improve your indoor air quality by using HEPA filters for viruses and particles, or MERV 13+ for dust and allergens. Whether it's within your HVAC system or in portable units, clean air is essential during the winter months.

Insulate Exposed Pipes

Insulating exposed pipes is crucial in preventing them from freezing and bursting, particularly in basements or along exterior walls. A little insulation can go a long way in protecting your home from unwanted water damage and inconvenient repairs.

Clean Out Gutters

Before snow starts piling up, clean out your gutters to prevent ice dams and water backup. Clearing out leaves and debris now ensures that water can flow freely and away from your home, reducing the risk of damage.

Document Your Home Digitally

Consider creating a digital record of your home and valuables. A quick video walkthrough on your smartphone can streamline potential insurance claims should the need arise. It's a small step that offers immense peace of mind.

Schedule a Heating System Checkup

An annual inspection of your heating system can prevent unexpected breakdowns during those cold snaps. Schedule a checkup to ensure your system is operating efficiently and ready to take on the winter chill.

Clear and Check Solar Panels

If you have solar panels, remember to activate their winter modes and regularly clear snow post-storm. Consistent maintenance will help maintain their efficiency throughout the season.

Stay Proactive and Prepared

By checking off even a few of these tasks, you can significantly impact your home's safety and comfort levels as winter sets in. It's never too late to get started, so take action today. And don't forget, it can be beneficial to review your homeowners insurance policy, ensuring you're fully covered for any winter weather events. If you're uncertain what your policy includes, feel free to reach out to us. We're here to help!